💵 Bridge Loans vs. Our Buy First Program: What’s the Difference?

If you're a homeowner who wants to buy a new house before selling your current one, you've likely come across the term bridge loan. These short-term loans are designed to help you “bridge the gap” between the home you’re selling and the one you’re buying.

But while bridge loans can work, they often come with high interest, strict requirements, and a lot of stress—which is why many clients choose JH Realty’s Buy First, Sell Later program instead.

🔍 What’s the Difference?

Let’s compare:

Feature	Bridge Loan	Buy First, Sell Later Program
Monthly Interest	✅ Yes	❌ No interest
Loan Approval	✅ Based on income/Debt-to-Income	✅ Based on home equity + sales plan
Double Mortgage Risk	✅ You cover both payments	❌ We cover up to 4 months
Selling Timeline Pressure	✅ Quick turnaround expected	❌ Up to 120 days to sell
Backup Plan if Home Doesn’t Sell	❌ None	✅ Guaranteed cash offer available

🏆 Why Homeowners Prefer JH Realty’s Program

With JH Realty’s Buy First Sell Later program, you can:✔ Buy a new home before selling your current one✔ Get an interest-free equity loan for your down payment✔ Alleviate stress by receiving up to 4 months of current mortgage payments on your old home✔ Receive a cash offer option if needed to help qualify

You get the confidence of moving forward without the burden of two overlapping mortgages or a rushed sale.

📘 A Real-World Advantage

One recent client shared this:

“We were going to apply for a bridge loan, but the Buy First Sell Later program made way more sense. They covered 4 months of our current mortgage, and we had time to do a few updates before listing. Our home sold above asking, and we never felt rushed or stretched.”

📞 Thinking about how to buy before you sell?Don’t settle for a risky bridge loan. Let’s talk about a smarter, safer solution. Contact us today for a free consultation.

Call us today at 616.682.2820 or email us at info@wearejhr.com!