Freshen Up Loans: Boost Your Home’s Value Before You Sell

When it comes time to sell your home, first impressions matter. A few strategic updates can make a big difference in how quickly your home sells—and for how much. But many homeowners hesitate to make improvements because of the upfront cost. That’s where Freshen Up Loans come in.

What is a Freshen Up Loan?

Freshen Up Loans are designed to help homeowners make key upgrades before listing, without the stress of paying out of pocket. With this program:

• No upfront costs – The loan is paid back once your home sells.

• Interest-free for 4 months – Giving you time to prepare, list, and close.

• Up to 20% of your home’s equity – Giving you the flexibility to take on impactful projects.

Why Consider a Freshen Up Loan?

Small changes can have a big impact on buyers. A freshly painted room, updated lighting, or modern flooring can help your home feel move-in ready and stand out in today’s market. Buyers are often willing to pay more for a home that looks updated and well cared for.

Projects That Pay Off

Some of the most popular and effective updates include:

• Painting walls in neutral, modern colors

• Updating kitchens or bathrooms with new fixtures

• Refreshing flooring or carpeting

• Enhancing curb appeal with landscaping and exterior touch-ups

A Smarter Way to Sell

By making improvements now, you position your home to sell faster and for top dollar—without taking on the financial burden upfront. Freshen Up Loans give you the flexibility to make smart investments that pay off at closing.